You have done your share. Now, it is almost your turn to shine and feel relaxed after so many years of toiling and sowing greener fields just to earn a living. The next thing you have to worry about is to how you will put your money to good use so you can maximize how much money you will have during your retirement. For many aspiring retired persons the best action to take is to make a retirement investment. As a wise investor, you have learned already the importance of understanding risk and rates of return, asset allocation and diversification. So what are your options?
1. Real Estate
There are five things to consider before opting for this kind of retirement investment plan:
- Location
- Market value
- Structure
- What entity is selling it
- Financial standing.
According to some financial experts, real estate is an ideal retirement investment vehicle because it usually appreciates in value and can provide you with a steady cash flow. You may also use it to leverage for loans. Properties with delinquent accounts and those about to be foreclosed are usually sold 10% to 60% below their market value. That is why real estate can be good retirement investment for you. Before you buy real estate as your retirement investment, however, be sure to check first the property for any defects and see if you can get good returns.
One good advice for this kind of retirement investment plan is to buy the worst property in the best location - but remember that the real estate sector is always first to be affected by political instability or an economic downturn.
2. Bank And Trust Products
If you have good tolerance for risk, you may opt for a retirement investment on non-guaranteed funds or trust products for higher yields. Common trust funds pool resources from various investors and then invest money in mutual funds or stocks for higher earnings. If you want to play it safe, make retirement investments in government securities, bank products or guaranteed funds. These are very likely to give you stable returns, with of course the huge downside of much lower yields for your investment.
3. Art
You may have your retirement investment in art pieces that will become more valuable over time. If you are not sure about your ability to tell good art from bad, hire an appraiser to help you. Depending on your preferences, you may have your retirement investment in anything from jewelries, antique furniture and decorative arts like porcelain and saints. You may also place your retirement investment upon paintings, either from new or upcoming artist. Or you may also make your retirement investment in gathering collectibles such as stamps, paper money, comic books, or action figures. Just remember that placing your retirement investment in art objects can be expensive, and they may require maintenance. Also, art pieces are perhaps the most difficult to sell.
4. Life Insurance
You may still opt for this kind of retirement investment vehicle. Older people would still want to have their retirement investment placed on life insurances. In fact, many are investing in whole life plans because the premiums are generally lower, though, it varies according to one's age. There are, however, also short term plans for those that are paid in a shorter time frame and other life insurance terms to choose from. Just remember, before you place your retirement investment on life insurances, check the insurance company first before buying it. Make sure that the company will still be around when your policy matures or if you or your benefactors will need to file claims already.
Showing posts with label Investment. Show all posts
Showing posts with label Investment. Show all posts
Thursday, August 9, 2012
Monday, July 2, 2012
Virtual Real Estate. How to Cash in on Internet Investment
Virtual real estate is leveraging the internet and investing in its online space, whether that be an online store, website or domain name.
Investing in the internet in this way, is commonly known as Virtual real estate and has been happening for quite some years with the buying and selling of domain names. Wikipedia lists some of the most expensive domain names sold on record, one of which was Toys.com, which was sold for .1 million dollars in 1999. What this means is, that someone had purchased the domain name for the regular price approximately , then resold it to Toys 'R Us for a profit of more than million dollars.
While there has been much buying and selling of domain names, most of the highly sought after single-word-domains have already been registered, leaving the longer, niche specific names to be invested in.
SO how do you cash in on an internet investment these days?
Well I've discovered three ways.
The first is investing in, and then selling niche specific domain names. You need to research keywords in niche markets using the Google Adwords Keywords tool, or the Wordtacker tool. Try to target keywords which contain 2 or 3 words, which receive high traffic, for example "weight loss" or "easy weight loss". Then go to a domain name provider such as Crazy Domains or Go Daddy and enter the keywords as a domain name in their search box to see if it's available. If it is and you feel this would be a lucrative business name for a future online business, then go ahead and register it. This becomes your Virtual Real Estate investment, where you buy and hold, just like a regular investment strategy. You keep your piece of internet real estate (your domain name) until, someone contacts you because they want to buy it, or you actively seek to sell it, or auction it to the highest bidder.
The second way to find lucrative virtual real estate to invest in, is to follow the same principles of keyword research, but this time apply the investment strategy to an internet platform, such as Facebook. Here you may be lucky enough to capture an investment using a double keyword such as "weight loss".
The third way and by far the most lucrative and exciting, is to exploit the newest internet platform being launched right now. You will want to learn more about this new internet platform, because you have plenty of opportunity to invest in the best store names now- before they are snapped up by others, simply because this hottest internet platform, is in its infancy in terms of investment. Store names are the equivalent to domain names, on this revolutionary new internet platform, which means you could get the equivalent of "toys.com" for yourself now. The Virtual Real Estate on this new, cutting edge platform could be your most lucrative investment yet.
Stay tuned for more articles on Virtual Real Estate, internet real estate investing and this revolutionary new platform.
If you would like to jump ahead of my next article, then you can find out more, right away on my website The Age Of Voice Marketing.com
N. Georg
Investing in the internet in this way, is commonly known as Virtual real estate and has been happening for quite some years with the buying and selling of domain names. Wikipedia lists some of the most expensive domain names sold on record, one of which was Toys.com, which was sold for .1 million dollars in 1999. What this means is, that someone had purchased the domain name for the regular price approximately , then resold it to Toys 'R Us for a profit of more than million dollars.
While there has been much buying and selling of domain names, most of the highly sought after single-word-domains have already been registered, leaving the longer, niche specific names to be invested in.
SO how do you cash in on an internet investment these days?
Well I've discovered three ways.
The first is investing in, and then selling niche specific domain names. You need to research keywords in niche markets using the Google Adwords Keywords tool, or the Wordtacker tool. Try to target keywords which contain 2 or 3 words, which receive high traffic, for example "weight loss" or "easy weight loss". Then go to a domain name provider such as Crazy Domains or Go Daddy and enter the keywords as a domain name in their search box to see if it's available. If it is and you feel this would be a lucrative business name for a future online business, then go ahead and register it. This becomes your Virtual Real Estate investment, where you buy and hold, just like a regular investment strategy. You keep your piece of internet real estate (your domain name) until, someone contacts you because they want to buy it, or you actively seek to sell it, or auction it to the highest bidder.
The second way to find lucrative virtual real estate to invest in, is to follow the same principles of keyword research, but this time apply the investment strategy to an internet platform, such as Facebook. Here you may be lucky enough to capture an investment using a double keyword such as "weight loss".
The third way and by far the most lucrative and exciting, is to exploit the newest internet platform being launched right now. You will want to learn more about this new internet platform, because you have plenty of opportunity to invest in the best store names now- before they are snapped up by others, simply because this hottest internet platform, is in its infancy in terms of investment. Store names are the equivalent to domain names, on this revolutionary new internet platform, which means you could get the equivalent of "toys.com" for yourself now. The Virtual Real Estate on this new, cutting edge platform could be your most lucrative investment yet.
Stay tuned for more articles on Virtual Real Estate, internet real estate investing and this revolutionary new platform.
If you would like to jump ahead of my next article, then you can find out more, right away on my website The Age Of Voice Marketing.com
N. Georg
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